Posts Tagged ‘dents’

Crazy, But True Car Insurance Claims!

Below are just some of the crazy, but true car insurance claims which Motor Quote Direct’s clients have reported…

When Animals Attack…

A huge variety of animals have been blamed for causing damage to cars, and indeed causing accidents:

“I was passing through a country lane, where a farmer was herding his cows. A couple of them seemed a bit lively, and weren’t particularly keen to be herded where the farmer wanted them to go… Instead they made a bee-line for my car (which had obviously offended them in some way) – and decided to lean, push against and butt it. Despite the farmer’s best efforts to control his cattle, my car suffered several dents and scratches and a wing mirror was knocked clean off!”

“I was sat in a traffic jam, and felt something sort of tickling my leg… I looked down, and screamed – it was a spider. In a blind panic I tried to get it off me, and inadvertently drove into the back of the car in front of me.”

“I was driving down a residential road, when a dog ran out into the road without warning. I swerved and avoiding hitting the dog; but unfortunately hit a lamp post head on.”

“I had taken my cat to the vet in her carrying basket, and left her in the car whilst I made nipped into the supermarket. However the latch on the basket obviously wasn’t closed properly – as the cat escaped the basket and decided to claw and scratch my leather seats to shreds”.

Doing it for the Kids

It seems that children cause their fair share of accidents too -

“My kids were arguing in the back seat, and it was sending me bonkers. I turned round to give them what for, and accidentally got a bit close to a couple of parked cars scraping the full length of them.”

Getting in Deep Trouble

Another common problem seems to be those streets close to rivers which are liable to flooding.

“I’d been driving for a couple of hours and was feeling tired so I pulled over to catch 40 winks. I woke up and was shocked to find water lapping at my feet, inside the car.”

Steve Pratt from Motor Quote Direct says “The stories which come out surrounding people’s car insurance claims never fails to amuse me.”

“It goes to show that the unbelievable really can happen – so it’s important to make sure you’ve got the right car insurance cover”.

Stranger than Fiction

“We’ve seen everything from fruit, to livestock, to freight boxes falling off the lorries and causing damage to people’s cars; you really couldn’t make it up!”

For most car insurers, it is amazing for them to receive the many unbelievable car insurance claims that are launched against their policies. Although they are often bizarre at times, it is a known fact in the insurance industry that people will try to do make whatever claims they can in order to try and ‘joop’ the insurance company with their chosen policies.

You can view further testimonials at http://www.motorquotedirect.co.uk/car-insurance.htmlMotor Quote Direct is a leading car insurance comparison service for UK motor owners.

Hail Stones Are Great Balls Of Frozen Water

Hail storms can be hard on vehicles, homes, and many other things it falls on. The damage it can cause depends on how big the hail is, how much of it there is, and how long it lasts. It can leave nicks or it can leave petty good size dents. It can do damage to your body as well, it can bruise it, cut it, break bones, and if it hits hard enough it can do damages to the head. If it is hailing outside, stay inside under cover until it is gone so you will not get hurt by it. Hail can come in all direction, strait down and sideways. Sometime they can be quarter size or it has been known to be the size of a baseball.

It will sound like hammers hitting the roof of your house it is so loud. It can happen if there is are tornadoes, hurricanes, or any storm where cold air hits warm air. Hail can cover grass and roads like snow and it can be a few inches of it. If this happens, you need to watch out so you will not fall and hurt yourself because it will be slippery balls of ice. It can damage metal objects, wood, bust up plastic, shatter glass, and more. Hopefully your vehicles will be in a garage or carport if a hail storm shows up. They usually start very quickly and normally does not last too long. When hail hits a vehicle, it will look like it has been hit with rocks all around and if you have metal siding on your home, it might not look much better.

After a hail storm you will need to check areas of your home like the roof, gutters, chimney, and the shingles and vehicles as well. Record the damages caused by the hail and taking pictures of the damage might be helpful for insurance purposes. If the shingles are missing or broken up you will need to get them fix right after the storm because you can get water damage that way.

You need to see if the chimney is in good condition. If there is cracks or if it is busted up you will need to get the professionals to fix it before you use it. Check the gutters and make sure they are not knocked off or banged up too badly. Dents in the gutters will likely cause rust spots over time and eventually holes that will leak and possibly cause water damage too. If they are damaged, your insurance should cover it, but some insurance policies are not specified for everything. This is a question you should ask your insurance agent if you are not sure of the answer.Aydan Corkern is a writer for Water Damage Phoenix and Water Damage Philadelphia